FlexPay is India's first instant Credit application. It allows you to make payments or transfer money from your approved instant credit.

Register with us to become a verified user. Once the registration is complete and you have your personalized credit line, you can start using FlexPay instantly. Just download our application and get started.

You can transact using two methods:
  • Just Scan & Pay. Scan the UPI/Bharat QR of the merchant, enter the amount & complete the transactions
  • Enter the merchant's UPI id on the application and proceed with the transaction.

FlexPay is accepted by over 10 million+ merchants across India. You can make payments on all the merchants where UPI payments are accepted.

You will require:
  • Identity proof
  • PAN card
  • Address proof
  • Net banking credentials (or) Bank statements & Payslips

No. Only salaried individuals with a minimum salary of INR 4,000 can apply for a personal line of credit.

You must be an Indian citizen with a minimum of 21 years of age to be eligible for personal line of credit.

A personal line of credit is approved almost instantly.

You can borrow as low as INR 4,000 and up to INR 3,00,000.

The loan tenure is up to 36 months (Open-ended).

No. You don't have to provide any security or collateral to get approved for a personal line of credit from us.

No, there is no penalty charge for prepayment of your loan. You are always welcome to do that.

There are no restrictions on how you make use of your personal line of credit amount. You can use it to buy groceries, make bill payments, transferring amount to friends, upgrading your home or even a holiday.

Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for a personal line of credit, you can choose the Net Banking Verification option instead of the 'Upload Your Documents' option to get instant loan approval. All you have to know is your net banking credentials.

Your application will be rejected straightaway if your profile doesn't meet our eligibility criteria requirements.