Instant credit is an expedited credit help for emergencies. When you have a sudden financial requirement, getting instant credit from FlexPay can be of immense help. You can easily apply for it and have instant approval followed by the immediate disbursal of the money in your account.
Instant credit is nothing but a short-term loan that you can avail without submitting many documents or providing your assets as collateral. The process with FlexPay is completely online, and you can receive the funds within no time.
Features and Benefits of FlexPay Instant Credit App
Loan up to Rs. 2,00,000
At FlexPay, the instant credit limit range starts from Rs. 500 up to Rs. 2 Lakhs. Based on your income, you can easily get approved for a good amount of credit.
For taking instant credit help, you need not pledge anything with FlexPay. Just based on the income proof, you can get your credit approval.
Simple application process
It is easy to get instant credit from FlexPay. The application process is short, simple, and 100% online. You can easily apply for a loan without any professional help. You can register just by providing your name, contact details and PAN number.
FlexPay is known for its quick loan processing, and within a few hours of applying, your approved credit is disbursed into your account. Being an online instant credit facility, this is time-saving and convenient.
Reasonable interest rates
Interest rates at FlexPay are reasonable and no hidden charges are there. Since this instant credit is a line of credit, the interest is charged proportionally to the use which makes it a pocket-friendly loan.
The loan is given as a credit line
The instant credit at FlexPay is a credit line that means interest is charged only when and on the sum used. No charges are applied on the full approved sum, making it perfect for all the variable financial needs.
Flexible repayment options
In variable instalments, you can pay back your dues as there is no fixed EMI. Also, there are no foreclosure or prepayment charges imposed when you close the loan in a one-time payment.
Flexible tenure of 3 years
You get a flexible tenure of 10 - 36 months for repayment where you can pay off your dues anytime.
Eligibility Criteria for a Professional Loan at FlexPay
To be eligible for a FlexPay loan for professionals, you:
||Must be an Indian Citizen
||Must be above the age of 18
||Must be a salaried professional
||You must have a minimum salary of INR 8,000