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Instant Flexi Loan allows you to borrow funds that you can use for any of your needs. Often, situations come when we need immediate cash help and going through the tedious lending process of banks is not feasible for anyone. An instant Flexi loan is an answer to all these requirements. If you want to be credit ready for any emergency needs, an instant flexi loan from FlexPay is the best option.

Instant Flexi Loan

Instant Flexi Loan is a short term loan that covers all the miscellaneous monetary needs a borrower can have. Take a flexi loan from FlexPay as it has a simple application process, minimal documentation, and no collateral requirement. You will get approved for funds within no time, and you can use them to meet your needs immediately or in the future.

Having ready credit helps you stay prepared for a medical crisis, educational needs, family and social liabilities, sudden travel plans, unplanned parties, etc.

Benefits of FlexPay Instant Flexi Loan

Same day approval
Instant Flexi loan from FlexPay is a quick loan that you can get within a few hours on the same day you have applied for it.
Small application process
By filling in a few details, which takes not more than 5 minutes of your time, you can complete the loan application. All we need is your name, PAN number, Aadhaar card, contact details, and a few other mandatory documents only.
Multipurpose loan
You can use the FlexPay credit for any of your needs. Spend absolutely on anything up to the maximum credit limit offered to you.

Features of FlexPay Instant Flexi Loan

Line of credit
FlexPay instant Flexi loan is a line of credit that means you will have to pay interest only for the money you spend from your approved credit limit.
Large credit limit
The credit limit varies between Rs.500 to Rs.2,00,000 at FlexPay, covering all your small and bigger cash needs.
Reasonable interest rates
Interest rates are competitive at FlexPay and no hidden charges are imposed at all on your instant flexi loan.
No collateral or credit check
Collateral is not required to apply for the FlexPay instant flexi loan.
100% online process
The FlexPay instant flexi loan has a completely digital application process. You can just use the app or visit FlexPay.in to begin the application process to receive credit.
Instant disbursal
Within 24 hours of the application, credit is disbursed into your account. Once the KYC is completed, no waiting time is there in approval as well.
Flexible repayment
Repayment of the credit that you have borrowed is easy as you can repay comfortably in flexible payments. There are no extra charges levied upon you for paying later or there are no prepayment charges if you pay early.
No fixed tenure
Flexible tenure of 10 - 36 months is granted at FlexPay in which you can repay your instant flexi loan anytime.

Documents Required to Get Approved for FlexPay Credit

There is no lengthy documentation. Submit a few mandatory documents such as:

  • Aadhaar card
  • PAN card
  • Address proof
  • Salary Slip (last 3 months)
  • Bank statement (last 3-6 months)
  • 1 passport size photograph

Eligibility Criteria to Get FlexPay Credit

To be eligible for a FlexPay loan for professionals, you:

Citizen Must be an Indian Citizen
Age Must be above the age of 18
Occupation Must be a salaried professional
Income You must have a minimum salary of INR 8,000

Instant Flexi Loan Application Process

  • Install the FlexPay app from the Play Store or the App Store
  • Fill in the required details
  • Get approved for credit instantly
  • Instant flexi loan can be quoted as an umbrella credit facility which saves you as a borrower in emergencies and any other immediate cash needs. FlexPay is the best way to get yourself credit ready for all situations. When times are uncertain, and Covid-19 has changed our perspective on being financially ready, FlexPay's ready credit facility safeguards everyone to battle against the unexpected odds.
  • If you are a salaried professional in India and your income is Rs.8,000 or more, apply for FlexPay's instant flexi loan and get approved instantly.
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FAQs

An instant flexi loan is a short-term loan given as a line of credit. You can use the funds up to the maximum credit limit offered to you, and interest is payable only on the funds that you use.

Being a credit line, it is perfect for your fluctuating financial needs. Moreover, it is easy to apply for, collateral-free, less documentation, and you can repay in flexible payments.

FlexPay's instant flexi loan doesn't have a fixed tenure to repay. No extra charges and no higher interest rates. You don't need a perfect CIBIL score to get a loan. As it is a short term loan, you can clear the loan quickly and stay debt-free.

No. It can increase your credit score if you repay your dues on time.

You can get approved for a maximum of up to Rs.2,00,000 depending on your credit score and a few other factors.