Top 10 Smartphones Under INR 20,000 in India- Get Instant Credit on UPI to Purchase Your Favourite Mobile

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The price of Smartphones differs significantly depending on the features it has. Due to the growing flagship mobile prices, many Indian consumers are shifting their attention to premium mid-range phones below Rs. 20,000. But still, the price could be one of the factors that stall your purchase. If you are someone who is looking for a list of the best mobiles under INR 20,000 in India and need some additional cash to purchase your dream smartphone, then use FlexPay App to get instant credit to buy the smartphone of your choice!

FlexPay is a loan offering product of a non-banking finance company (NBFC) called Vivifi India Finance Private Limited, that is registered with the Reserve Bank of India (RBI).

With FlexPay, you can apply for credit from as low as INR 500 up to INR 3,00,000 anywhere and anytime. You can get cash on the same day to buy your favourite smartphone on the release day.

Best Mobile Phones under 20,000 Mar 2023

Let us now look at the list of best smartphones you can buy under INR 20,000 in India!

Best Smartphones Under INR 20,000 Price
OnePlus Nord CE 2 Lite 5G INR 19,989
Infinix Note 10 Pro INR 16,999
Redmi Note 11 Pro+ 5G INR 19,999
Motorola Edge 20 Fusion INR 18,999
Motorola Moto G71 INR 17,999
Realme 8s 5G INR 17,245
Redmi Note 11T 5G INR 15,999
Vivo T1 INR 15,990
Moto G51 INR 13,499
Xiaomi Redmi Note 10 Pro Max INR 19,999

1. OnePlus Nord CE 2 Lite 5G

If you want to enjoy vivid and crystal clear visuals while playing games, watching videos, or streaming movies online, then OnePlus Nord CE 2 Lite 5G is an overall decent smartphone under INR 20,000. Enjoy the seamless performance while accessing multiple applications at the same time.

Specifications

  • RAM: 6 GB
  • Battery: 5000 mAh
  • Display: 6.59-inch, 1080×2412 pixels
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 64 MP + 8 MP + 2 MP
  • Processor: Qualcomm Snapdragon 695
  • OS: Android v12

Pros

  • Good design.
  • Decent performance.
  • Clean UI.

Cons

  • Cameras are not the very best.
  • Lacks stereo speakers.

Customer Rating

3.5/5

2. Infinix Note 10 Pro

Under the mid-range smartphone series, the Infinix Note 10 Pro is one of the best as it boasts a massive 6.95-inch 90Hz display and stereo speakers. Because of its big display, this smartphone stands out from the competitors.

Specifications

  • RAM: 8 GB
  • Battery: 5000 mAh
  • Display: 6.95-inch, 1080 pixels
  • Storage: 256 GB
  • Front Camera: 16 MP
  • Back Camera: 64 MP + 8 MP + 2 MP + 2 MP
  • Processor: MediaTek Helio G95
  • OS: Android v11

Pros

  • Good performance.
  • Lasting battery.
  • Giant screen.
  • Decent daylight photography.

Cons

  • Night photography could be improved.
  • Could be too big for some.

Customer Rating

3.5/5

3. Redmi Note 11 Pro+ 5G

The Redmi Note 11 Pro 5G is a decent smartphone that can be conveniently used. It has an excellent 120Hz AMOLED screen, powerful speakers, outstanding battery life and charging speed, as well as adequate performance and camera experience. The design is quite attractive, too!

Specifications

  • RAM: 6 GB
  • Battery: 5000 mAh
  • Display: 6.67-inch, 1080X2400 pixels
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 108 MP + 8 MP + 2 MP
  • Processor: Qualcomm Snapdragon 695
  • OS: Android v11

Pros

  • Budget range chipset with decent performance.
  • Excellent camera performance.
  • Great battery life.
  • Decent price.

Cons

  • No wireless charging support.
  • Default brightness display.

Customer Rating

3.7/5

4. Motorola Edge 20 Fusion

Motorola Edge 20 Fusion is a safe bet in the mid-range set of smartphones. Be it cameras, display or performance, this fusion is a capable phone concerning all regards.

Specifications

  • RAM: 6 GB
  • Battery: 5000 mAh
  • Display: 6.67-inch, 1080X2400 pixels
  • Storage: 128 GB
  • Front Camera: 32 MP
  • Back Camera: 108 MP + 8 MP + 2 MP
  • Processor: MediaTek Dimensity 800U
  • OS: Android v11

Pros

  • Good for daylight photography.
  • Decent performance.

Cons

  • No wireless charging support.
  • Default brightness display.

Customer Rating

3.5/5

5. Motorola Moto G71

Moto G71 5G is a decent performer offering a great price to performance-based ratio. Also, this mid-range smartphone consists of many appealing features like 6GB RAM and a large storage space to deal with. For photography lovers out there, this brand has also incorporated a brilliant camera setup.

Specifications

  • RAM: 6GB
  • Battery: 5000 mAh
  • Display: 6.40-inch, 1080X2400 pixels
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 50 MP + 8 MP + 2 MP
  • Processor: Qualcomm Snapdragon 695
  • OS: Android 11

Pros

  • Stylish design.
  • Long-lasting battery life.

Cons

  • No dual speakers.
  • Gaming performance is not the best.

Customer Rating

3/5

6. Realme 8s 5G

Realme 8s 5G has a good battery life, with a powerful processor and robust display options. With a sidewise fingerprint sensor, Realme has provided seamless one-handed usage.

Specifications

  • RAM: 6GB
  • Battery: 5000 mAh
  • Display: 6.50-inch, 1080X2400 pixels
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 64 MP + 2 MP + 2 MP
  • Processor: MediaTek Dimensity 810
  • OS: Android 11

Pros

  • Impressive camera setup on both sides.
  • Stunning outer design.
  • Long battery life.

Cons

  • Lacks stereo speakers.
  • Lots of bloatware.

 Customer Rating

3.5/5

7. Redmi Note 11T 5G

Redmi Note 11T 5G is the better package in comparison to the higher-end model. It surely has made an impressive entry in the mid-range segment in India.

Specifications

  • RAM: 6GB
  • Battery: 5000 mAh
  • Display: 6.60-inch, 1080X2400 pixels
  • Storage: 64 GB
  • Front Camera: 16 MP
  • Back Camera: 50 MP + 8 MP
  • Processor: MediaTek Dimensity 810
  • OS: Android 11

Pros

  • Smooth operation.
  • Good battery life.

Cons

  • Routine design.
  • No AMOLED display.

Customer Rating

3.5/5            

8. Vivo T1

With several good specifications just at an affordable price of INR 15,990, Vivo T1 5G is a better option. With a beautiful design, powerful processor, and multiple RAM/storage options, gaming-centric features too, this smartphone is a decent pick.  

Specifications

  • RAM: 4 GB
  • Battery: 5000 mAh
  • Display: 6.58-inch, 1080X2400 pixels
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 50 MP + 2 MP + 2 MP
  • Processor: Qualcomm Snapdragon 695
  • OS: Android 12

Pros

  • Stylish design.
  • Long-lasting battery backup.

Cons

  • No dual speakers.

Customer Rating

3.5/5

9. Moto G51

Moto G51 is a well-balanced 5G solution that handles the basic chores pretty well. The phone does not overheat and is a decent choice for gaming even after hour-long gaming sessions.

Specifications

  • RAM: 4 GB
  • Battery: 5000 mAh
  • Display: 6.8-inch, 1080X2400 pixels
  • Storage: 64 GB
  • Front Camera: 13 MP
  • Back Camera: 50 MP + 8 MP + 2 MP
  • Processor: Qualcomm Snapdragon 480 Pro
  • OS: Stock Android 11

Pros

  • Stock Android.
  • Good battery life.

Cons

  • Slow charging speeds.

Customer Rating

3.5/5

10. Xiaomi Redmi Note 10 Pro Max

Don’t ridicule its long name, but Xiaomi Redmi Note 10 Pro Max is one of the finest smartphones that you can find in the mid-range of INR 20,000. This smartphone offers the best display, decent battery, best camera, and reasonably good performance for such a reasonable price.

Specifications

  • RAM: 6 GB
  • Battery: 5020 mAh
  • Display: 6.67-inch, 1080X2400 pixels
  • Storage: 128 GB
  • Front Camera:16 MP
  • Back Camera: 108 MP + 8 MP + 5 MP + 2 MP
  • Processor: Qualcomm Snapdragon 732G
  • OS: Android 11

Pros

  • Big battery.
  • Impressive display.

Cons

  • No support for 5G.

Customer Rating

4/5

Conclusion

We hope this article has curated the list of best smartphones under INR 20,000. You can check out their specifications, pros and cons. Don’t worry about the difference in features, because each mobile listed above is unique and good in performance. Pick your dream smartphone that has must-have features that you cannot live without!

If you are looking for any financial assistance to buy your favourite smartphone under INR 20,000, use FlexPay App to get instant cash help. Download the app from the Play Store or the App Store now to apply for an instant approval loan.

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